Privacy Policy

Privacy Policy

Biotech and Money Ltd (“We”) are committed to protecting and respecting your privacy.

This policy (together with our terms and conditions and any other documents referred to in it) sets out the basis on which any personal information we collect from you, or that you provide to us, will be processed by us. Please read the following carefully to understand our views and practices regarding your personal information and how we will treat it.

Your use of the www.biotechandmoney.com website (Website) signifies your consent to us collecting and using your personal information in accordance with the terms set out in this policy.

For the purpose of the Data Protection Act 1998 (the Act), the data controller (i.e. the legal person who controls and is responsible for the keeping and using your personal information) is Biotech and Money Limited with Company Number 8982745 and registered office at The Euston Office, One Euston Sq, 40 Melton St. London NW1 2FD

Information we may collect from you

We may collect and process the following information about you:

o   Details you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, subscribing to our service or posting content. We may also ask you for information when you enter a competition or promotion, and when you report a problem with our Website.

o   If you contact us, we may keep a record of that correspondence.

o   We may also ask you to complete surveys that we use for research purposes, although you do not have to respond to them.

o   Details of transactions you carry out through our Website and providing subscription services.

o   Details of your visits to our Website including, but not limited to, traffic data, location data, community areas and posts, whether this is required for our own billing purposes or otherwise and the resources that you access.

o   Details of information obtained by telephone contact made directly with your office.

Cookie Policy

How Biotech and Money Ltd uses cookies on its websites

We use cookies and similar tools across our websites to improve their performance and enhance your user experience. This policy explains how we do that.

What are cookies?

Cookies are small text files which a website may put on your computer or mobile device when you first visit a site or page. The cookie will help the website, or another website, to recognise your device the next time you visit. Web beacons or other similar files can also do the same thing. We use the term “cookies” in this policy to refer to all files that collect information in this way.

There are many functions cookies serve. For example, they can help us to remember your username and preferences, analyse how well our website is performing, or even allow us to recommend content we believe will be most relevant to you.

Certain cookies contain personal information – for example, if you click to “remember me” when logging in, a cookie will store your username. Most cookies won’t collect information that identifies you, and will instead collect more general information such as how users arrive at and use our websites, or a user’s general location.

What sort of cookies do Biotech and Money Ltd use?

Generally, our cookies perform up to four different functions:

1. Essential cookies

Some cookies are essential for the operation of our website. For example, some cookies allow us to identify subscribers and ensure they can access the subscription only pages. If a subscriber opts to disable these cookies, the user will not be able to access all of the content that a subscription entitles them to.  Other essential cookies include the ability to add Items to a Shopping Basket and to enable the Checkout process.

  1.  Performance Cookies

We utilise other cookies to analyse how our visitors use our websites and to monitor website performance. This allows us to provide a high quality experience by customising our offering and quickly identifying and fixing any issues that arise. For example, we might use performance cookies to keep track of which pages are most popular, which method of linking between pages is most effective, and to determine why some pages are receiving error messages. We might also use these cookies to highlight articles or site services that we think will be of interest to you based on your usage of the website.

  1.  Functionality Cookies

We use functionality cookies to allow us to remember your preferences. For example, cookies save you the trouble of typing in your username every time you access the site, and recall your customisation preferences, such as which regional edition of the website you want to see when you log in.

We also use functionality cookies to provide you with enhanced services such as allowing you to watch a video online or comment on a blog.

4. Behaviourally Targeted Advertising Cookies

Biotech and Money Ltd and our advertisers use cookies to serve you with advertisements that we believe are relevant to you and your interests. For example, if you read a number of articles on motoring on topgearlive.com or on other sites, a car manufacturer might infer you are interested in this topic and serve you with its car advertisements. You might see these advertisements on topgearlive.com and on other sites that you visit. However, we do not tell our advertisers who you are.

Does anyone else use cookies on Biotech and Money websites?

Advertisers sometimes use their own cookies to provide you with targeted advertising. For example, advertisers may use a profile they have built on sites that you have previously visited to present you with more relevant advertisements during your visit to one of our websites. We believe that it is useful to our users to see advertisements that are more relevant to their interests. If you are based in the European Union and would like to learn more about how advertisers use these types of cookies or to choose not to receive them, please visitwww.youronlinechoices.eu. If you are based in the United States and would like to learn more, please visithttp://www.aboutads.info/choices/.

We also use or allow third parties to serve cookies that fall into the four categories above. For example, like many companies, we use Google Analytics to help us monitor our website traffic. We may also use third party cookies to help us with market research, revenue tracking, improving site functionality and monitoring compliance with our terms and conditions and copyright policy.

Can a website user block cookies?

As we’ve explained above, cookies help you to get the most out of our websites.

The first time you accessed our website after 22 May 2012, you should have seen an overlay which explained that by continuing to access our site, you are consenting to our use of cookies.

However, if you do wish to disable our cookies then please follow the instructions on our “How to Manage Cookies” page.

Please remember that if you do choose to disable cookies, you may find that certain sections of our website do not work properly

Do we track whether users open our emails?

Our emails may contain a single, campaign-unique “web beacon pixel” to tell us whether our emails are opened and verify any clicks through to links or advertisements within the email. We may use this information for purposes including determining which of our emails are more interesting to users, to query whether users who do not open our emails wish to continue receiving them and to inform our advertisers in aggregate how many users have clicked on their advertisements. The pixel will be deleted when you delete the email. If you do not wish the pixel to be downloaded to your device, you should select to receive emails from us in plain text rather than HTML.

More Information

More detail on how businesses use cookies is available at www.allaboutcookies.org.

If you have any queries regarding this Cookie Policy please contact our Privacy Officer by e-mail at [email protected]

Cookie Management

As we explain in our Cookie Policy, cookies help you to get the most out of our websites.

If you do disable our cookies you may find that certain sections of our website do not work. For example, you may have difficulties logging in or viewing articles.

How to disable behaviourally targeted advertising cookies behaviour

If you are concerned about behaviorally targeted advertising cookies (which serve you advertisements based on your use of FT.com and other websites), users based in the European Union can visit www.youronlinechoices.euand users based in the US can visit http://www.aboutads.info/choices/ to opt out of these third party cookies.

The above websites are not Biotech and Money sites and we are not responsible for their content.

How to enable and disable cookies using your browser

Google Chrome

o   Click on the ‘wrench’ icon on the browser (usually found top-right corner) to open the tools menu

o   From the tools menu select ‘Options’

o   Click the ‘Under the Hood’ tab from the menu on the left.

o   In the ‘Privacy’ section, select the ‘Content settings’ button

o   To enable cookies: select ‘Allow local data to be set’ option

o   To disable cookies: select ‘Block all cookies’ option

o   Note there are various levels of cookie enablement and disablement in Chrome. For more information on other cookie settings offered in Chrome, refer to the following page from Google:http://support.google.com/chrome/bin/answer.py?hl=en&answer=95647

Microsoft Internet Explorer 6.0, 7.0, 8.0

o   Click on ‘Tools’ at the top of your browser window and select ‘Internet Options’

o   In the options window navigate to the ‘Privacy’ tab

o   To enable cookies: Set the slider to ‘Medium’ or below

o   To disable cookies: Move the slider to the top to block all cookies

o   Note there are various levels of cookie enablement and disablement in Explorer. For more information on other cookie settings offered in Internet Explorer, refer to the following page from Microsoft:http://windows.microsoft.com/en-GB/windows-vista/Block-or-allow-cookies

Mozilla Firefox

o   Click on ‘Tools’ at the browser menu and select ‘Options’

o   Select the Privacy panel

o   To enable cookies: Check ‘Accept cookies for sites’

o   To disable cookies: Uncheck at ‘Accept cookies for sites’

o   Note there are various levels of cookie enablement and disablement in Firefox. For more information, refer to the following page from Mozilla: http://support.mozilla.org/en-US/kb/Enabling%20and%20disabling%20cookies

Opera

o   Click on ‘Setting’ at the browser menu and select ‘Settings’

o   Select ‘Quick Preferences’

o   To enable cookies: check “Enable Cookies”

o   To disable cookies: uncheck “Enable Cookies”

o   Note there are various levels of cookie enablement and disablement in Opera. For more information on other cookie settings offered in Opera, refer to the following page from Opera Software:http://www.opera.com/browser/tutorials/security/privacy/

Safari on OSX

o   Click on ‘Safari’  at the menu bar and select the ‘Preferences’ option

o   Click on ‘Security’

o   To enable cookies: In the ‘Accept cookies’ section select ‘Only from site you navigate to’

o   To disable cookies: In the ‘Accept cookies’ section select ‘Never’

o   Note there are various levels of cookie enablement and disablement in Safari. For more information on other cookie settings offered in Safari, refer to the following page from Apple: http://docs.info.apple.com/article.html?path=Safari/3.0/en/9277.html

All other browsers

Please look for a “help” function in the browser or contact the browser provider.

Where we store your personal data

The data that we collect from you may be transferred to, and stored at, a destination outside certain countries in Europe (known collectively as the European Economic Area (“EEA”)). It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. Such staff maybe engaged in, among other things, the processing of your payment details and the provision of support services. By submitting your personal data, you agree to this transfer, storing or processing. We will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy policy.

All information you provide to us is stored on our secure servers. [Any payment transactions will be encrypted using SSL technology.] Where we have given you (or where you have chosen) a password which enables you to access certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.

Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal information, we cannot guarantee the security of your data transmitted to our Website; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.

Uses made of the information

We use information held about you in the following ways:

o   To ensure that content from our Website is presented in the most effective manner for you and for your computer.

o   To provide you with information, products or services that you request from us or which we feel may interest you, where you have consented to be contacted for such purposes.

o   To carry out our obligations arising from any contracts entered into between you and us.

o   To allow you to participate in interactive features of our service, when you choose to do so.

o   To notify you about changes to our service.

We may also use your data, or permit selected third parties to use your information, to provide you with details about goods and services which may be of interest to you and we or they may contact you about these.

If you are an existing customer, we will only contact you by electronic means (e-mail or SMS) with information about services similar to those which you have previously subscribed for.

If you are a new customer, and where we permit selected third parties to use your information, we (or they) will contact you by electronic means only if you have consented to this.

If you do not want us to use your information in this way, or to pass your details on to third parties for marketing purposes, please tick the relevant box situated on the registration and/or form on which we collect your data.

We do not disclose information about identifiable individuals to our advertisers, but we may provide them with aggregate information about our users (for example, we may inform them that 500 men aged under 30 have clicked on their advertisement on any given day). We may also use such aggregate information to help advertisers reach the kind of audience they want to target (for example, women in SW1). We may make use of the personal data we have collected from you to enable us to comply with our advertisers’ wishes by displaying their advertisement to that target audience.

Disclosure of your information

We may disclose your personal information to third parties:

In the event that we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets.

If Biotech and Money Limited or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.

If we are under a duty to disclose or share your personal information in order to comply with any legal obligation, or in order to enforce or apply our terms and conditions or to protect the rights, property, or safety of Biotech and Money Limited our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection and credit risk reduction.

Your rights

You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for these purposes. You can exercise your right to prevent this processing by checking certain boxes on the forms we use to collect your data. You can also exercise the right at any time by contacting us at [email protected]

Our Website may, from time to time, contain links to and from the websites of our partner networks, advertisers and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.

Access to information

The Act gives you the right to access information held about you. Your right of access can be exercised in accordance with the Act. Any access request may be subject to a fee of £10 to meet our costs in providing you with details of the information we hold about you.

Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and, where appropriate, notified to you by e-mail.

Contact

Questions, comments and requests regarding this privacy policy are welcomed and should be addressed to [email protected]

Thank you for taking the time to read this policy through.